Public Consultation – Draft Law “On the Prevention of Money Laundering and Financing of Terrorism”
Within the framework of Chapter 4 – Free Movement of Capital, Section 4.3 “Fight against Money Laundering and Terrorist Financing”, the Financial Intelligence Agency (FIA) is one of the key member institutions responsible for implementing the closing benchmarks of this chapter.
Under this chapter, Section 4.3 requires the alignment of the Albanian legal framework with the following EU legal acts:
- Directive (EU) 2024/1640 of the European Parliament and of the Council of 31 May 2024 on the mechanisms to be put in place by Member States for preventing the use of the financial system for the purposes of money laundering or terrorist financing, amending Directive (EU) 2019/1937 and amending and repealing Directive (EU) 2015/849 (commonly referred to as the 6th AML Directive);
- Regulation (EU) 2024/1624 of the European Parliament and of the Council of 31 May 2024 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing;
- Regulation (EU) 2023/1113 of the European Parliament and of the Council of 31 May 2023 on information accompanying transfers of funds and certain crypto-assets and amending Directive (EU) 2015/849.
In this context, by Prime Minister’s Order No. 222, dated 26 November 2025, the “Inter-Institutional Working Group on the Alignment of the Legal Framework in the Field of Prevention of Money Laundering and Terrorist Financing with the EU Acquis” was established.
In fulfilling the obligations arising from the process of aligning the national legal framework in the field of AML/CFT with the European Union acquis, within the framework of Chapter 4 “Free Movement of Capital”, Section 4.3 “Fight against Money Laundering and Terrorist Financing”, the working group conducted an analysis of the Albanian legal framework during the period December 2025 – January 2026 and concluded with the drafting of the Draft Law “On the Prevention of Money Laundering and Terrorist Financing.”
The draft law is structured into four parts, as follows:
- Part I transposes Directive (EU) 2024/1640 of the European Parliament and of the Council of 31 May 2024 on the mechanisms to be put in place by Member States for preventing the use of the financial system for the purposes of money laundering or terrorist financing, amending Directive (EU) 2019/1937 and amending and repealing Directive (EU) 2015/849 (the 6th AML Directive).
- Part II aligns with Regulation (EU) 2024/1624 of the European Parliament and of the Council of 31 May 2024 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing.
- Part III aligns with Regulation (EU) 2023/1113 of the European Parliament and of the Council of 31 May 2023 on information accompanying transfers of funds and certain crypto-assets and amending Directive (EU) 2015/849.
- Part IV aligns with Regulation (EU) 2018/1672 of the European Parliament and of the Council of 23 October 2018 on controls on cash entering or leaving the Union, reflecting the mechanisms for declaration/reporting, control, and exchange of information regarding cross-border movements of cash.
According to the agreed timeline, March has been designated as the first phase of the public consultation process for this draft law. In this context, any comments, suggestions, or recommendations from stakeholders are highly welcome in order to further improve the AML/CFT draft law.
The deadline for submitting comments is 19 March 2026, to following email address: sekretariatiaml@fint.gov.al